How to Ensure Medical Members Can Access Their Mental Health Benefits – California Health Report

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In 2014, thanks to the Affordable Care Act, more Californians than ever were eligible to access Medi-Cal, California’s free or low-cost health insurance, which includes mental health coverage. Medi-Cal currently serves 14 million Californians, the majority of whom are people of color, people with low incomes, and people with limited English proficiency. People who are Latinx make up a third of Medi-Cal members and people who are Black account for 28 percent.  

The COVID-19 pandemic has disproportionately impacted low-income communities of color. And in all California communities, it’s resulted in increased rates of anxiety, depression and substance use. I work as a primary-care physician in a safety-net clinic and can treat mild to moderate psychiatric conditions with medications. My clinic also offers visits with a mental health clinician for therapy, but due to staff shortages we have struggled to meet the increased need for this service amid the pandemic.  

One of my patients, a Spanish-speaking woman and a survivor of domestic violence, suffered from depression and post-traumatic stress. She sought mental health care through her Medi-Cal insurance. However, it took her over six months to get an appointment with a therapist due to challenges she had navigating the system, getting information and her limited English proficiency.  

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